Banking
beyond expectations.

A powerful business banking platform built for where you
are and where you’re going—with lower fees, effortless
money movement, and access to working capital.

Bluevine is a financial technology company, not a bank.
Bluevine deposits are FDIC-insured through Coastal Community Bank, Member FDIC,
and our program banks.

• 10+ years in business
• 500K+ businesses helped BVSUP-00052
• $1B+ on deposit
• $14B business loans BVSUP-00052

Everything you need
to run your business.

Fully integrated business checking, lending, and credit card
easily accessible from one powerful platform.

Business checking that
gets you more for your money.

Take advantage of advanced money movement
options, accounts payable automation, and live
support without waiting in line at the bank.

• 2.0%% APY for eligible customers BVSUP-00005 with a
  Standard plan or more with an upgraded
  plan
• No monthly fees, unlimited transactions, BVSUP-00043
  and free standard ACH
• FDIC insurance up to $3M BVSUP-00108

Choose the business checking plan that’s right for you.

You could earn and save even more with our upgraded Plus and Premier plans —
with up to 4.25% APY and discounts on most Standard payment fees. BVSUP-00118

Business line of credit to
fuel your growth.

Apply for credit lines up to $250,000 and only pay
for what you use, with competitive rates and no maintenance fees.

• Access to ongoing capital to draw funds
  when you need it BVSUP-00064
• No opening, prepayment, or
  maintenance fees
• Easily apply online without impacting your
  credit score BVSUP-00008

Business credit card with unlimited cash back and
no annual fee.

Sync to your financial tools and build business
credit with consistent, on-time repayments.

• Unlimited 1.5% cash back on all business purchases BVSUP-00086
• Advanced security and fraud protection
• Exclusive Mastercard perks and benefits BVSUP-00101

Bank with confidence.

Two-factor authentication

Data encryption

Text alerts

See why our customers
love Bluevine.

And why you will, too.

The connectivity made it worth it—the ability to quickly draw straight to my business checking account and make repayments directly from there. It’s seamless and I can see everything. I liked the ability to have it all in one place.”

Cayden Y.
Tech Leaf

Every month, I get a notification that I met the interest requirements, so I know that as money is coming into my account, I’m also earning interest on it.”

I searched far and wide to find an effective and simple business banking solution that met my business needs and I found that in Bluevine. Their integrations and no fee structure were selling points for me.”

Logan P.
LP Creative Media

Bluevine’s dashboard is clean and simple, with all the features I need. And I can manage my checking accounts and bills from one place.”

Awards and recognition.

• Best SMB Checking Account CNBC 2023
• Best Banking Platform
  for SMBs Tearsheet 2023
• Power Partner Award Inc. Magazine 2023
• Best Free Small Business Checking Account Nerdwallet 2023
• America’s Best Startup Employers Forbes 2023

Ready to apply?

Want to learn more?
Explore our Resources and Guides.

• Business Checking
• Line of Credit
• Credit Card
• Accountants & Bookkeepers

• Terms of Use
• Bluevine Privacy Policy
• Coastal Community
  Bank Privacy Policy
• Accessibility
• Bluevine Payment
  Terms of Service
• European Privacy Notice
• Your Privacy Preferences
• Advisory Agreement

Bluevine is a financial technology company,
not a bank.

Deposits are FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks.

• No limit on number of transactions. However, checking accounts are subject to the deposit and withdrawal amount limits as set forth in the Bluevine Business Checking Account Agreement.
• The national average and comparison are based on interest rates paid by U.S. depository institutions as calculated by the FDIC.
• Draw requests are subject to review and approval. Once approved, get funds deposited in your bank account in as quickly as a few hours if you choose our bank wire option ($15). Or, choose our free ACH transfer option which typically gets funds deposited the next business day, although it may take up to three.
• Applications are subject to credit approval. Rates and terms may vary based on your creditworthiness and are subject to change. Eligibility for the maximum funding amount is available only to applicants with the strongest credit profiles. Offerings and eligibility requirements vary by partner.

Bluevine is a financial technology company, not a bank. Banking Services provided by Coastal Community Bank, Member FDIC. Bluevine accounts are FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks. The Bluevine Business Debit Mastercard® and Bluevine Business Cashback Mastercard® are issued by Coastal Community Bank, Member FDIC pursuant to a license from Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

Mastercard, Mastercard Easy Savings, Mastercard Airport Concierge, Priceless Surprises and the circles design are registered trademarks and Mastercard ID Theft Protection is a trademark of Mastercard International Incorporated.

Application is subject to approval. No monthly or maintenance fees. Card Replacement Fees and Wire Transfer Fees may apply.

Banking Services for payments made via ACH or wire from the Bluevine Business Checking Account are provided by Coastal Community Bank, Member FDIC. Certain Bill Pay funds are temporarily held during payment processing by Silicon Valley Bank, a division of First-Citizens Bank & Trust Company. Money transmission services for International Payments are provided by a third party and are also subject to their applicable terms and conditions.

The Bluevine Line of Credit is issued by Celtic Bank and is serviced by Bluevine. Applications are subject to credit approval. Rates, credit lines, and terms may vary based on your creditworthiness and are subject to change. Additional fees apply. Other commercial credit products are offered by a variety of Bluevine’s third party partners. Bluevine is not involved in the issuance or servicing of these products. Offerings and eligibility requirements vary by partner.

Certain financing may be made or arranged pursuant to California Financing Law-License No. 6054789.

All other product names, logos, brands, trademarks, and registered trademarks are property of their respective owners. All company, product, and service names used in this website are for identification purposes only. Use of these names, trademarks, and brands does not imply endorsement.

® 2024 Bluevine Inc. All Rights Reserved. “Bluevine” and the Bluevine logo are registered trademarks of Bluevine Inc.